Monday, October 9, 2017

A Home Inspection and A Home Warranty

A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home.   Home inspections are usually conducted by a home inspector who has the training and certifications to perform such inspections.   But a home inspection is no guaranty the systems in a house will operate for ever with no problems.

A home warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically breakdown over time due to normal wear and tear.   The home inspection is no crystal ball.  It will tell you the condition of the house and its systems the day of inspection only.

Unlike homeowner's insurance, a home warranty is a service contract that covers essential applications and home system components when they break down due to normal wear and tear – items that most homeowners insurance plans do not cover.   Consider it the perfect complement to this standard insurance, not a substitute for it.

The question isn't whether or not a breakdown will happen; it's if you'll have a plan to deal with the associated expenses and headaches.  The home inspection was a great fist start but it only goes so far