A home inspection is a limited, non-invasive examination of
the condition of a home, often in connection with the sale of that home. Home inspections are usually conducted by a
home inspector who has the training and certifications to perform such
inspections. But a home inspection is
no guaranty the systems in a house will operate for ever with no problems.
A home warranty is a one-year service agreement that covers
the repair or replacement of many major home system components and appliances
that typically breakdown over time due to normal wear and tear. The home inspection is no crystal ball. It will tell you the condition of the house
and its systems the day of inspection only.
Unlike homeowner's insurance, a home warranty is a service
contract that covers essential applications and home system components when
they break down due to normal wear and tear – items that most homeowners
insurance plans do not cover. Consider
it the perfect complement to this standard insurance, not a substitute for it.