Friday, March 13, 2020

Unreal Expectations Of A Home Inspection

I recently had a few clients who had expectations that could not be fulfilled by a home inspection.  It became uncomfortable for me that I could not meet their expectations and having to explain to them why I couldn’t. 

There is a home inspection law in the state of New Jersey which dictates the guidelines that must be followed to perform a home inspection.  What must be understood is that the home inspection is not the last step in the process to understanding the condition of a house, but it is the beginning.    The job of the home inspector is to inform their client of the condition of the house as they see it that day.  We do not give explanations as to what caused an issue.    We can guess at it, give possibilities but cannot definitively tell a client why something happened.   That is the job of the recommended professionals.

Friday, March 6, 2020

What Am I Going To Get From a Home Inspection

You’ve found perfect home.  It’s got everything you want and more.   It looks like it’s in excellent condition, but merely looking like it’s in good condition is not enough when it comes to such a huge financial decision.

To make sure you’re not buying a money pit, you need a professional home inspection before you commit.

An inspection should uncover any potential issues so you have a complete picture of what you’re buying.

Find a Home Inspector

Many first-time home buyers don’t realize that it’s their responsibility to hire a home inspector. Make sure you make your offer conditional upon inspection or get one done before you make a bid.

Interview potential inspectors before hiring one.    Ask about their experience and whether they’re familiar with the type of home you’re buying.   Find out what will be included in the inspection and report.

What's Looked At

During a home inspection, the inspector should thoroughly evaluate the physical structure of the home as well as critical internal systems. You should make sure the examination includes the following:

● Electrical system
● Plumbing system
● Heating and cooling systems
● Radon detection equipment, if applicable
● Walls, ceiling and flooring
● Windows and doors
● Roofing
● Foundation
● Basement
● Attic
● Insulation

While an inspection will give you an idea of a house’s overall condition, it might not uncover hidden problems such as pests, mold or asbestos. It also won’t turn up flaws in areas that are below ground or otherwise inaccessible to the inspector, like wells and septic tanks. To identify those types of problems, you’re going to need additional professional inspections.
What Should You Do During the Inspection?

You should make every effort to be present when the inspection is taking place. You can follow the inspector around the house and ask questions so you can learn more about your potential new home. If you can’t make it for the inspection, you should meet with the inspector to go over the report in detail.

If you have questions about potential issues or how to take care of parts of the home, feel free to ask the evaluator. Take care, however, not to get in the inspector’s way. Don’t start inspecting the home yourself, either. If you test a sink while the inspector is testing a shower, for example, you might alter the results.

It’s also important to remember that “an inspection is only a snapshot in time on the day of the inspection.   So if you’re buying a house in the middle of summer, try to consider how the home might perform in different conditions, like the winter or fall.

Inspection Report

Once the inspector completes an evaluation, you will receive a report with the inspector’s findings. Don’t be alarmed if you see a lot of deficiencies noted.   Home inspections are detailed, so reports often include between 50 and 100 issues, most of which are relatively small.

The report should include information about how severe each listed problem is, plus estimates on how much it would cost to fix each problem.

If the inspection finds more problems than you’re comfortable dealing with, you can choose to back out of the sale or try to negotiate to have the seller make the repairs or lower the price. If you’re satisfied with the condition of the home or the shape it will be in after the seller meets the arrangements of your negotiations, you can move into your new home with more peace of mind.